Get HDFC Regalia Credit Card for Your Shopping Needs

HDFC Regalia Credit Card

You can manage your monthly expenses efficiently if you have a credit card. It brings you savings and has a lot of offers and benefits. But choosing a credit card among different cards is a tedious task. Therefore, you can have a look at the HDFC Regalia Credit Card that can fulfill your shopping needs. You can earn thousands of reward points on shopping and save some extra bucks. There are also some travel benefits available on this credit card. If you enjoy dining at restaurants then the HDFC Regalia can be proved one of the best credit cards for dining. Therefore, let’s move on to the features and benefits of the HDFC Bank Regalia credit card and see how it brings you savings.

Features and Benefits of HDFC Regalia Credit Card

Here are some of the exciting features of this card that you must explore:-

  • Enjoy complimentary access to the airport lounges using this credit card.
  • Enjoy up to 25% off on dining at 2000+ restaurants.
  • Get Zomato Gold Membership as a Welcome Gift on this credit card.
  • Grab the latest offers of the HDFC Credit Card on online shopping.
  • Convert heavy purchases from online websites into no-cost EMIs for up to 6 months.
  • Earn 4 Reward Points on spending INR 150 from this credit card.
  • Reach the spending threshold of INR 5 Lakhs and earn 10000 reward points.
  • Get additional 5000 reward points on spending INR 8 Lakhs from this credit card.
  • Do online shopping using the reward points you have earned on various transactions.
  • Get an Air Accident Death Cover of INR 1 Crore on this credit card.
  • This credit card allows you to make contactless payments of up to INR 5000.
  • Earn a fuel surcharge waiver of 1% at the refilling statins through the Regalia Credit Card.

Regalia Credit Card Fees and Other Charges

  • The Joining Fee for this Credit Card is INR 2500.
  • The Renewal Fee for this Credit Card is INR 2500.
  • Interest Rate charged on this credit card is 3.49% per month.
  • The over-limit charges are 2.5% of the over-limit with a minimum of INR 500.
  • There is a fee of INR 99 for the reward points redemption.

What is No-Cost EMI?

If you want to fulfill your shopping needs then you can use the HDFC Regalia Credit Card. it will help you to enjoy the offers that are available on the HDFC Cards. Even if you don’t want to buy any product in full then you can convert the payments into no-cost EMIs. No-Cost EMIs will not charge any interest on the transaction amount and you can buy a product online in installments. On the other hand, the no-cost EMI is offered for a maximum period of 6 months and a one-time processing fee is charged.

HDFC Regalia Credit Limit

You will need a minimum income of INR 1.2 Lakhs per month to apply for the Regalia Credit Card and a minimum Cibil Score of 750 and above. If you have a high income then you will get a high credit limit on this credit card. Your Cibil Score and Monthly income will decide HDFC Regalia Credit Card Limit and it is not fixed.

Documents Required for Regalia Credit Card

You will have to submit one identity proof, one address proof, and one income proof in order to apply for the Regalia Credit Card. The document should be a valid document that can be accepted by the banks.


The HDFC Bank Regalia Credit Card can be used for online shopping and you can save a lot of money through it. Make sure you have the necessary documents and you are eligible to apply for the HDFC Bank Regalia Credit Card. On the other hand, you can enjoy all the offers of the HDFC Cards available on any online shopping website.

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